Self-employment is a long list of freedoms and one enormous headache: the money side. No HR department withholding your taxes. No guaranteed paycheck date. No one telling you what to do with what’s left after expenses.
Freelancers, contractors and business owners don’t get a steady paycheck, and a budget that depends on one breaks the first time a client pays late.
Jelli Doesn’t Need a Fixed Income
Jelli works from your actual deposits — no fixed income entry required. Every time a client payment, invoice, or project check hits your bank account, one tap splits it across your JelliJARS based on your budget percentages.
“Jelli doesn’t care whether you invoiced three clients this month or one. Every deposit gets split the same clean, automatic way. Big month or slow month — the system adapts.”
Create a Tax Jar
Self-employed people know the quarterly tax panic. Jelli makes it manageable. Create a Tax Jar, set a percentage (many self-employed people set aside 25 to 30%, and a tax pro can help you pick the right number), and every deposit automatically fills it proportionally. By the time quarterly taxes are due, the money is already there, sitting in its own Jar.
The Spare Change Jar as Business Buffer
Turn on the Lid for a Jar and anything above its monthly budget overflows into the Spare Change Jar automatically, with no manual transfers. Good months build surplus there, and that surplus becomes your business buffer for slow months, unexpected expenses, or investments.
JJ as Your Thinking Partner
JJ can pull up subscriptions you might have forgotten about and point out Jars that consistently have money left over. He’s not a financial advisor — but he’s a smart, always-available companion who knows your numbers.
Self-employed budgeting isn’t about discipline. It’s about having a system that adapts to your income reality. Jelli was built for that.
Jelli — Live in the App Store. Starting at $3.99/month with the first month free.
