🧮 “I Hate Math” Guide to Saving Money 💸
Let’s be real: if math were a person, you would have ghosted it in high school and blocked it on all platforms. Same. But here’s the twist—saving money doesn’t have to feel like solving for “x” when all you wanted was a snack. So if the words “budget,” “save,” or “track your spending” give you the ick, take a deep breath.
This is the money guide for you, the math-hating, vibe-loving spender who just wants to keep more coins without busting out a calculator.
1. The Anti-Budget Budget
AKA: “Hide Some Money From Yourself”
Jelli is like anti-budget budgeting with a twist. You allocate money from each paycheck to your essentials and savings jars and the remaining is sent to your money-for-yourself jars and your Spare Change Jar, all for you.
Forget the spreadsheets. Jelli’s AI reads your bank account history and sets up your budget for you. It determines the percentage split of your paycheck to go to each of your jars. Like magic, you have all of the money you need set aside to cover your bills and some stashed away for savings. The rest is yours to spend as you choose! Isn’t that nice.
2. Be a “Lazy Genius”
How you ask. It’s simple with Jelli:
- ✅ Connect your bank account to the Jelli App and in seconds you have a proposed budget… make a few tweaks…
- ✅ When you get paid, Jelli automatically fills your jars.
- ✅ When you spend money Jelli assigns them to your jars.
- ✅ You always know where you stand by looking at your jar balances.
That’s it. Jelli makes you look like a financial genius without even breaking a sweat.
3. Save Like a Boss
Every time you get paid, you can set money aside in your Savings Jar with Jelli. Watch it grow paycheck by paycheck with no effort, just resisting the urge to spend that money on an impulse buy. Don’t do it! You will eventually be rewarded and also experience a great feeling of accomplishment when you finally spend that money on what you are saving for.
🧠 Math Level:
Kindergarten. And JJ makes your lunch for you.
4. The 24-Hour Rule: Your Wallet’s BFF
Impulse buys are the enemy of savings. So next time you’re about to click “Buy Now” on that 2 a.m. sushi-making kit, pause. Wait 24 hours.
If you still want it tomorrow? Fine. But spoiler alert: You probably won’t.
🧠 Math Involved:
None. Just willpower and common sense. (Okay, maybe a sprinkle of math if it’s on sale, but we’ll allow it.)
5. Digital Cash Stuffing, but Make It Cute or Gangster
On payday, divide your paycheck into your JelliJARs with the touch of a button. Like the original cash-envelope system you can label your jars as; Fun, Food, Freakin’ Bills, whatever floats your boat. And when a jar is empty—you’re done spending. Old-school? Yes, but with a modern digital twist. Don’t need to re-invent the wheel but you can CERTAINLY improve upon it. And we definitely did with Jelli! And give your jars cute names or make it a little gangster, whatever your vibe is.
🌟 Bonus:
There’s no math to do, Jelli runs the calculations every time, flawlessly.
6. Don’t Be Fooled by “Math Traps”
These are lies the math world tells you:
- “It’s 50% off, so you’re saving money.”
Reality: You’re spending money you wouldn’t have otherwise. - Buy 3, get 1 free!”
Unless you need 4 of something, it’s still extra spending. - “Buy it in bulk for less!”
Unless you can eat all of those strawberries before they spoil, you aren’t really saving money.
Reject the math. Embrace the savings.
7. Auto-Magic Your Life
With Jelli you can set up automatic distributions to your jars so you don’t have to think about it. Math becomes your silent little assistant in the background, filing your Savings Jar while you binge “Love Is Blind.”
TL;DR: You Don’t Need to Love Math to Save Money
Saving and living on a budget doesn’t require a PhD in finance. You just need a few good habits, a dash of common sense, and the Jelli App.
If you can count to 10 and occasionally say “no” to late-night Amazon sprees, you’re already halfway there. 💜
