50/30/20 Is So 1900s

July 10, 2025


JJ is like Hal and can handle just a bit more math 😉. JJ analyzes your bank transaction data in seconds and sets up a budget with its own specific percentage split. 50/30/20 becomes 20/17/15/13/11/9/8/7 or whatever your specific budget is.
 

Your budget becomes vastly more clear as it’s broken down into more concentrated pieces. It makes it easier to tweak as you make an adjustment here and there. More levers to adjust, more versatility and freedom to live how you choose and still get the bills paid.

Once set, Jelli takes care of the rest. When your paycheck hits, Jelli automatically distributes it to your jars based on your specific budget split. Where the 50/30/20 rule is one size fits all. Jelli’s budget is tailored exactly to you. And you decide when it changes and how. 

Jelli gives you the simplicity of the 50/30/20 rule with the tracking capabilities of zero-based budgeting. JJ handles all of the complicated parts and you, like Cooper with Hal, determine the humor settings, you can adjust your jars however you want.

The 50/30/20 rule is like claymation animations, rigid and only able to capture simple movements. Jelli is like Blender and can handle the most complex budget animations… only it’s real life, and as simple as a mouse click.

Got kids? Your budget’s different. Gig worker with an inconsistent income? Yep—different again. Saving for a starter home or planning to study abroad? You’ll need more flexibility than this rule allows and that’s exactly what Jelli gives you, endless flexibility. 


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